Putting the 'Financial Stability' in Financial Stability Oversight Council

Assessment of financial stability in the banking sector

The aims of the present study are developing a financial stability index (FSI) using banking indices to measure financial stability in Iran, and examining the relationship between financial stability and macroeconomic variables for policymaking. To these ends, we have employed principal-component analysis, out of sample forecasting, Autoregressive Integrated Moving Average (ARIMA) method, and V...

Competition and Financial Stability

Competition in the Þnancial sector is more complex than in the rest of the economy. On the one hand, concentration in the banking industry reduces (static) efficiency as it does in any industry. On the other hand, concentration may also affect the stability of the banking industry in ways that have no counterpart in other industries. In this paper we consider a variety of models of competition ...

Monitoring Financial System Stability

Securitisation and Financial Stability*

A widespread opinion before the credit crisis of 2007/8 was that securitisation enhances financial stability by dispersing credit risk. After the credit crisis, securitisation was blamed for allowing the hot potato of bad loans to be passed to unsuspecting investors. Both views miss the endogeneity of credit supply. Securitisation enables credit expansion through higher leverage of the financia...

3.10.1 Financial stability

Most recent evidence is provided for fiscal years 2009 through 2013 where the University experienced consistent growth in Net Assets, Operating Revenues, Endowment Investments, Capital Investments and Bond Indebtedness. The University’s Statement of Changes in Net Assets (SRECNA), [1] Statement of Unrestricted Net Assets (SUNA), [2] as well as the Statement of Net Assets (SNA) [3] and operation...